For insurers & insurance brokers
Cover bound to the real deal — coordinated, recorded, sealed.
Owners and investors on OwnMore need building, liability and construction cover — bound to a specific object and its deal. As a licensed insurer or broker you bind the cover to exactly that object; OwnMore coordinates the request and the policy record and seals it to the deal. Policy and premium always stay with you and your licensed carrier — OwnMore never holds premiums.
- Policy always external & licensed
- Cover bound to object and deal
- OwnMore never holds premiums
The shift
From a loose policy to deal-bound cover.
A policy nobody can map to the object builds no trust. On OwnMore your cover is bound to exactly this object and its deal and the record is sealed — traceable for owners, lenders and investors. Contract and premium still run through you and your licensed carrier.
Without OwnMore
With OwnMore
On the rail
What you can do on OwnMore
- In progress
Cover requests on the object
Owners request cover directly on the deal.
Vetted requests with object data instead of cold outreach — you bind the policy as the licensed carrier.
- Live
Data room for risk assessment
Plans, condition and values cleanly in one place.
No back-and-forth over documents — all access-controlled in the secured room.
- In progress
Seal the policy record to the deal
Bind proof of cover to the object, sealed.
Owners, lenders and investors see bindingly that this object is covered.
- Planned
External escrow link
Escrow, if wanted, only via a licensed partner.
OwnMore coordinates and records — premium and escrow always sit with the licensed carrier.
Cover your step of the lifecycle.
Impact
What the rail changes for you
External
policy & premium always with the licensed carrier
Bound
cover anchored to object and deal
0
premiums ever held by OwnMore
1 room
all object data for risk assessment
Sealed
proof of cover in the audit chain
Direct
premium insured → carrier, no middleman account
Pricing
10% of the first-year premium
from the carrier · once on closing
- Free to join — OwnMore only earns when you close.
- A fraction of today’s acquisition: no lead buys, no dunning.
- Money flows directly between the parties — OwnMore holds nothing.
The workflow
From cover request to a sealed proof
The object's data room and audit chain are live today. The cover request on the deal and the sealing of the policy record are being connected now. Policy, premium and escrow always stay external and licensed — OwnMore never holds funds. Steps honestly labelled.
- 1
Profile & KYB
PlannedCreate the insurer or broker account, verify licence and carrier.
- 2
Receive cover request
In progressOwner requests cover on the object — with type, risk and deadline.
- 3
Review the data room
Review plans, condition, values and build scope in the secured room for risk assessment.
- 4
Quote cover & premium
In progressState cover scope and premium bindingly — as the licensed carrier or broker.
- 5
Issue the policy externally
Contract and policy run with you and your licensed carrier — not through OwnMore.
- 6
Seal the policy to the deal
In progressBind proof of cover to the object — a sealed record for all parties.
- 7
Confirm premium received
PlannedThe premium flows directly to the carrier; you confirm receipt on OwnMore.
- 8
Proof & overview
PlannedRequest, cover and proof sealed — a complete history for owners and lenders.
Trust & security
Trust & security
- Every proof of cover is bound to the deal and sealed into the audit chain (tamper-evident).
- Your identity is shielded until you accept the mandate — fair, traceable competition.
- Object data for risk assessment sits in a secured, access-controlled data room.
- OwnMore never holds funds and is not the insurer — policy, premium and escrow always stay with the external, licensed carrier.
- Access revocable at any time — the owner keeps full authority.
- FADP/GDPR-aligned — strict Swiss data-protection standards.
- Custody via intended DLT-Act-licensed Swiss banks (planned).
- Versioned documents — every revision stays traceable, nothing disappears.
FAQ
Frequently asked questions
How do I receive cover requests?
Does the premium run through OwnMore?
Who issues the policy — and is there escrow?
When does insurer onboarding go live?
Become the insurer on the deal.
Why now
Owners and lenders now demand deal-bound proof of cover. Early partners shape the standard for sealed insurance records in Switzerland.
Why OwnMore
Your cover is bound to the real deal and sealed — visible to owners, lenders and investors, while policy and premium always stay with your licensed carrier.
Next step
Apply as a partner and be early when insurer onboarding goes live.
Deal-bound cover, sealed proof, policy and premium always external and licensed.