Risk Disclosure.

Investments in real estate may result in partial or total loss of capital invested. Past performance is not an indicator of future returns. This platform is directed exclusively at qualified investors under FinSA / FIDLEG.

Real estate markets are subject to cyclical and macroeconomic fluctuations. Interest rate environment, economic conditions, demographics and regulatory changes can materially affect the value and cash flow characteristics of an investment.

Real estate investments are illiquid. Early disposal is generally not possible or only possible at significant discounts. The planned holding period and exit strategy must be compatible with the liquidity requirements of the investor.

Expected cash flows depend on occupancy, rental income trends, tenant creditworthiness and indexation. Vacancy, rental defaults or adjustments can negatively affect performance.

Leveraged investments are more susceptible to changes in value. Refinancing risk, interest rate risk and covenant breach can lead to forced sales or loss of equity.

Development deals involve additional risks from construction costs, build time, regulatory approvals, general contractor creditworthiness and market launch. Delays and cost overruns are common in the industry.

Tax treatment, permits, management and disposal restrictions may change. Regulatory and double-taxation factors are particularly relevant for cross-border investments (e.g. Liechtenstein).

The OwnMore platform is an intermediary layer. Contractual counterparties to investments remain the respective vehicles, vendors, banks and trustees. Insolvency of these parties can cause losses independently of the platform.

This platform does not constitute investment advice. Prior to any investment decision, we recommend independent legal, tax and financial advice. Classification as a qualified investor does not discharge the duty of care.