For Referral Partners, IFAs & Family Offices
Your network becomes the source. Every attribution signed, not claimed.
Instead of tracking referrals in spreadsheets and arguing over commissions, your attribution runs on a signed chain: who introduced whom and when is replayable in the audit stream. In a dispute the chain decides, not the claim.
- Referred members uniquely attributed to your identity — server-side, never via a URL parameter
- Every attribution seals a SHA-256 audit block — no retroactive change possible
- One platform for introduction, contract and accounting — no parallel CRM, no spreadsheet
The shift
From the spreadsheet to a signed chain
OwnMore inverts the burden of proof. Instead of documenting your referrals and defending them in a dispute, the platform writes every attribution into a tamper-evident audit chain. You introduce investors over infrastructure that carries the contract, signature and accounting itself — you keep the relationship, the platform keeps the proof. To be honest: the attribution and accounting foundation is live and scoped to your identity; end-to-end tracking-link persistence and automatic commission accrual are being built (roadmap #899).
Without OwnMore
With OwnMore
The product
Walkable live today — no mockups
Affiliate Referral Attribution
Stable personal referral links that actually attribute: /r/ route, cookie, automatic attribution on first sign-in.
The affiliate shares a link that persists and watches commission accrue. (Not yet wired — #899.)
Tamper-Evident Audit Chain
SHA-256-linked, append-only evidence chain sealing every state change — including denied access.
A compliance reviewer reconstructs who approved what and when — complete and irrefutable.
- Live
Role Access Spine (fail-closed)
Fail-closed enforceRole guard on every role-scoped route, as the first statement.
- Live
FinSA Eligibility Engine
Pure rules engine matching FinSA tier against tranche risk class — at every boundary.
- Live
KYC Pipeline with Hash Verification
Direct-to-storage upload, client- and server-side SHA-256 verification, audit-sealed review.
- Live
Public Offer Journey (invite→sign→account)
Standalone /offer/[token] flow, DocuSign-style — no login loop, no backend redirect.
- Live
Notifications Inbox
Per-user inbox of relevant audit-chain events, read from Postgres not a cold-start ring.
- Live
Account Settings (audit-sealed)
In-app profile with notification toggles; every change seals an audit block.
These surfaces are walkable live today.
Impact
What this means operationally and commercially
Dispute-free commissions
Because attribution is signed and replayable, word-against-word disappears. A commission dispute becomes a chain lookup instead of a negotiation.
No double bookkeeping
One platform holds introduction, status and accounting. The parallel CRM and the spreadsheet fall away, along with their error sources.
Compliance shifted
KYC, FinSA classification and contract execution run on the platform. You introduce and keep the relationship without operating the process machinery yourself.
Clean scaling
More referred contacts produce more signed attributions, not more manual work. Reach grows, upkeep does not.
Cleanly bound identity
Attribution binds server-side to your /r/ route and an httpOnly cookie — never via tamperable URL parameters.
Traceable payout
Commissions are tied to the best-effort-sealed audit chain — in a dispute, the chain decides.
The workflow
From introduction to settled participation — your path
From first invite to exit — on one rail. The execution steps are live today; management, reporting and sale connect next, with the right companies and AI.
- 1
Set up the partnership
In a qualified conversation we understand your network and agree participation, payout and term individually. Terms are never shown publicly on the platform.
- 2
Introduce a contact
You bring an investor onto the platform via your referral code. The attribution binds to your identity — server-side, never via a tamperable URL parameter.
- 3
Onboarding & KYC run on the platform
The contact runs through registration, FinSA classification and KYC with hash verification. You carry no compliance risk for that process.
- 4
Track the status
In your referrals roster you see each referred member with status and the moment of attribution — strictly your own positions only.
- 5
Signing & contract
The investor signs through the public offer journey via email OTP and receives a signed contract PDF. The whole execution is carried by the platform.
- 6
Attribution & accounting
Every attribution seals an audit block. Automatic commission accrual on paid annual amounts is being built (roadmap #899); payout is handled personally today.
Trust & security
Why this is professional and safe
- Fail-closed access control: every affiliate route checks your role as its first instruction. In doubt it locks, it does not open.
- Self-scoped: your referrals and commission views read strictly your own identity — server-side, never via a URL parameter. One partner can never see another's book.
- Tamper-evident SHA-256 audit chain: every attribution seals a block; the chain is replayable and not retroactively alterable.
- KYC with hash verification and the FinSA eligibility engine protect every introduction — you only introduce into a regulated frame.
- Terms are never shown publicly. Participation, payout and term remain reserved to your personal agreement.
- Verified webhooks and sealed account changes: even administrative movements leave a signed trail.
- Access revocable at any time — the owner keeps full authority.
- FADP/GDPR-aligned — strict Swiss data-protection standards.
FAQ
Frequently asked questions
How do I know a referral stays attributed to me permanently?
Can I see where my referred contacts stand in the process?
Do tracking links and commission accounting fully work today?
Do I carry the FinSA and compliance risk of my introductions?
Why aren't my terms shown publicly on the platform?
Am I handing OwnMore the representation of my contacts?
Why now, why OwnMore
Why now
The Swiss private market is opening to structured introductions — but only over infrastructure that carries FinSA, KYC and a clean attribution proof. The foundation exists today; coming in now means shaping the tracking and accrual automation rather than chasing it.
Why OwnMore
You hand over nothing. OwnMore is the rail you act through yourself — with signed attribution, fail-closed access control and an audit chain that decides in a dispute. Honest about status, uncompromising in substance.
Next step
Book a qualified conversation. We understand your network, agree the terms individually and set up your referral code.
Book a conversation